Cat health insurance is not mandatory, but you should still be able to afford the financial costs associated with your pet’s health.
That’s pretty surprising when you consider how much the vet fees cost and how much budget will be spent on health care throughout the pet’s life.
We know that for the health costs part, we will spend on average for a cat around 10702$ throughout its life. It can be a little less, but it can also be a lot more.
A cat lives an average of 11 years, so if you buy a health insurance for about 30$, it will cost you about 4,000$ for the life of the cat. If you want even more guarantees and choose an offer with a higher price, you will still win.
From there, it would be a waste not to benefit from a good health insurance for your pet. So what are the advantages of a cat health insurance?
10 advantages of taking out a cat insurance
Are you still wondering about the merits of taking out cat health insurance? We are going to show you that you have everything to gain from it.
Having a cat health insurance means saving money, being serene in the face of unforeseen events and giving the best care to your pet thanks to good guarantees.
Cat health insurance can reimburse veterinary expenses for illness, accidents and surgery
Illness, accidents and surgery are all part of a cat’s life. Some cats will have more problems than others during their lifetime. Some will be at risk at an early age, while others will have health problems later in life.
There are a variety of plans to suit all budgets. The amount of the monthly payment varies according to the level of guarantees that you wish to subscribe for your animal. The first offers of cat health insurance start between 6 and 16 dollars per month. For a more important coverage you will have to count between 15 and 49 dollars on average.
Reimbursement rates vary from 50 to 100% depending on the plan. If you need to insure more than one cat, it will cost you less.
You can opt for a prevention package that reimburses the costs of vaccination and sterilization
When you adopt a kitten, unless you want to reproduce it, you will sterilize or castrate the animal in order to avoid any unpleasant surprises.
Prevention packages usually include a guarantee for vaccination costs. This means that a sum of money is allocated for each year to this expense item and allows owners to be reimbursed for their cat’s vaccinations. Depending on the plan you choose, the package may include reimbursement for anti-flea, anti-tick and deworming expenses.
Subscribing to a cat health insurance is the assurance that the animal is insured for life
From the age of 2 months and up to the age of 10 years for some mutual insurance companies, it is possible to subscribe to a cat health insurance in order to guarantee to the animal a coverage of health expenses throughout its life. As for humans, animals also have health problems related to old age, so it is useful to anticipate all this with a cat health insurance.
Several offers of mutual insurance cat to meet all needs and budgets
There are many cat health insurance plans available to suit all needs and especially all budgets. No matter which health insurance plan you choose, it will always be more beneficial for you and your cat than if you didn’t have one.
Having a cat health insurance means being able to take care of your pet even in difficult months
By subscribing to a cat health insurance we are more serene, you will have more peace of mind, because in the case of heavy expenses such as surgical procedures or health costs for illness and hospitalization in a veterinary clinic, you will still be able to provide all the necessary care for your pet without making a dent in your budget.
You can either pay in advance or make arrangements with the veterinarian and in any case, you will be quickly reimbursed according to the formula you have subscribed to.